NOW Account

We’re Still Community….

Your hometown community bank since 1952.

 For more information, please call us at 753-1521.

Commercial NOW Accounts are available to sole proprietors, certain partnerships and nonprofit organizations.

Corporations and general partnerships are excluded by law.  

  • The service charge in each monthly statement cycle is calculated the same as a commercial account, but there will be no earnings credit to reduce or eliminate the service charge.
  • A minimum deposit of $500.00 is required to open this account.
  • This account is an interest bearing account. On the days that the balance is below $500.00, the account will not earn interest. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account. We may change the interest rate on the account daily.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate the interest on the account ("Balance"). This method applies a daily periodic rate to the principal in the account each day.