Premium Investment Fund

We’re Still Community….

Your hometown community bank since 1952.

 For more information, please call us at 753-1521.

  • Open this account with a minimum deposit of $25,000.00.  For balances over $10,000 you will earn our premium interest rate.  This account allows six (6) withdrawals and in-bank and/or phone transfers per month.  Each transaction beyond six (6) will be charged $10.00 per transaction.
  • The Premium Investment Fund is an interest bearing account.  At our discretion, we may change the interest rate and/or tiered dollar levels on the account daily.  On the days the balance is below $1,000.00, the account will not earn interest. Interest begins to accrue no later than the business day we receive credit for the deposit of non cash items (for example: checks).  Interest will be compounded monthly.  Interest will be credited to the account monthly.  If you close the account before interest is credited, you will not receive accrued interest.
  • If you maintain a daily balance of at least $10,000 every day of the month, there will be no maintenance fee.  If your balance goes below $10,000.00 at any point during the month, there will be a $20.00 maintenance fee for that month.