There is a $100.00 minimum opening balance requirement.
There will be no monthly maintenance fee or per check charge for accounts with a minimum daily balance of $500.00 or an average daily balance of $1,000.00 during the month.
If you do not maintain one of the required minimum balances, you will be assessed a monthly account maintenance fee of $6.00 and a charge of $0.15 per debit.
A $5.00 monthly inactivity fee will be charged for inactive accounts with balances of $50.00 or less. This fee can be avoided by keeping your account active. An account becomes inactive after one year of no activity on the account. Activity is defined as any transaction, such as a withdrawal, deposit, bill payment or ACH payment. An account inquiry, such as checking your balance in Option Online (internet banking) or at an ATM, is not a transaction and does not count as activity. If the account balance is less than $5.00, the account will be debited for the remaining balance and the account will be closed.