Senior Account

We’re Still Community….

Your hometown community bank since 1952.

 For more information, please call us at 753-1521.

  • This account is available to persons 62 years of age and over. This account provides the following services free of charge and without deposit requirements: standard personalized checks, Notary service, domestic wire transfer, Direct Deposit, and travelers checks at no additional fee.
  • A minimum deposit of $100.00 is required to open this account.
  • There will be no monthly maintenance fee or per check charge for accounts with a minimum daily balance of $300.00 or an average daily balance of $500.00 during the month. If you do not maintain one of the required minimum balances, you will be assessed a monthly account maintenance fee of $5.00 per month.
  • A $5.00 monthly inactivity fee will be charged for inactive accounts with balances of $50.00 or less. This fee can be avoided by keeping your account active. An account becomes inactive after one year of no activity on the account. Activity is defined as any transaction, such as a withdrawal, deposit, bill payment or ACH payment. An account inquiry, such as checking your balance in Option Online (internet banking) or at an ATM, is not a transaction and does not count as activity. If the account balance is less than $5.00, the account will be debited for the remaining balance and the account will be closed.