Option Online

    Convenience with Option Online

    Access your accounts 24 hours a day!

     For more information, please call us at 753-1521.

    Option Online is a free Internet banking service that gives you access to your personal or commercial accounts.  Use the information below to enroll in Option Online or add additional accounts to your existing login.

    Personal Users - Auto-enroll

    Personal Users - Auto-enroll now!

    Business Users - Download an enrollment form

    Business Users - Download an enrollment form

    Add Account Form

    Add Account Form


    If you are a Business User or are wishing to add an account, please fill out and print the appropriate form. Send it to us by faxing it to (254) 759-0246, mail it to us at P.O. Box 2303, Waco, Texas 76703 or drop it by one of our three locations.

    Do you have questions about privacy and security?

    View Privacy Policy

    View Security Statement

    At Community Bank & Trust, we take the safety and security of your personal information very seriously. As part of our ongoing efforts to employ the latest Online Banking and Bill Pay security technology, we utilize Multi-Factor Authentication to our Online Banking and Bill Pay system.

    Are you looking to manage your commercial accounts?

    Click here to learn about our great Cash Management service.

    Browser Requirements for Internet Banking

    Community Bank & Trust is committed to ensuring the security of your transactions by using secure Internet technology. For your protection, the bank recommends that you use a browser that supports 128-bit encryption, and we require this browser to view your images. Encryption is the scrambling of data into a code that is unreadable to anyone who does not have the key to decipher it.  Microsoft has a browser that will meet Community Bank & Trust's 128-bit encryption requirements. You can get this browser by visiting Microsoft.