Trust

    Retirement Planning & IRAs

    Individual Retirement Accounts: Your money, your future

     For more information, please call us at 753-1521.

    Trust Site IRAsTraditional IRA

    A traditional IRA will allow you to defer paying taxes on your growth until you start taking your distributions. Also, if you meet certain qualifications, your contribution to a traditional IRA is tax deductible.

    Roth IRA

    Contributions are made with after-tax dollars, so there is no immediate tax benefit, but all earnings grow tax-free for the life of the account. This will provide you with considerable long-term tax advantages.

    Rollover IRA

    If you've changed jobs, retired, or have reached an age where your current plan allows, you have the ability to move your retirement funds out of the plan provided by your employer and "roll it over" into your own individual account. This provides flexibility to invest to your preferences, and our professional management and investment expertise can help guide you to the right solution for your future.

    Inherited IRA

    When a loved one passes away, their retirement assets can pass to their heirs in a variety of ways, including this one. Depending on your relationship to the departed, different rules will apply, but the tax-deferred status of the funds remains and we can help you understand the best way to invest these funds and ensure they provide for you as your loved one intended.

     

    Trust Officers

    Contact a Trust Officer today to learn more about retirement planning.

     

    Non-deposit investment products are not FDIC insured.