Money Market Account

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    Your hometown community bank since 1952.

     For more information, please call us at 753-1521.

    • Open this account with a minimum deposit of $2,500.00 and you will earn our highest current market rate.
    • The interest rate and annual percentage yield will depend upon the daily balance in the account. Any day your daily balance is below $2,500.00 and above $499.99, you will earn interest at the NOW Account interest rate. On the days that the balance is below $500.00, the account will not earn interest. At our discretion we may change the interest rate and APY on this account at any time.  Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive the accrued interest.
    • We use the daily balance method to calculate the interest on the account ("Balance"). This method applies a daily periodic rate to the principal in the account each day.
    • There is no limit to the number of withdrawals made in person, by mail or messenger, or at automated teller machines. You may make six (6) debits from your account each four (4) week or similar period. For each transaction beyond the allowed number, there is a charge of $3.00 per transaction. If you continue to violate these limits after we have contacted you, we will close the account and place the funds in another account that you are eligible to hold.
    • If you maintain a daily balance of at least $1,500.00 every day of the month, there will be no maintenance fee. If you do not, an account maintenance fee of $10.00 will be assessed.