Loans with local interest.

 For more information, please call us at 753-1521.


Mini-perm Mortgage Loans

The average American moves 11.7 times in their lifetime.  Is it likely that you'll move within 5 to 7 years?  If so, a mini-perm home loan with Community Bank & Trust could save you thousands of dollars and your rate can be fixed for as little as 1 year or as long as 7 years.

Our loan fees are often as little as $600 with no points.  Compare that to $3,000 or $4,000 in closing costs for a mortgage through a broker, and you can understand why mini-perms are an affordable and logical option for many home buyers.

Fixed Rate Mortgage Loans 

Buying or building your dream home and planning to stay for a while?  When a fixed-rate loan makes the most sense, Community Bank & Trust has great solutions, too.  Visit with a loan officer for more details about fixed rate mortgages.

Interim Construction Loans

Our residential construction loan provides personal service and flexible terms during your exciting project. And this interim financing converts easily into a permanent mortgage loan.

Whether you are purchasing a lot in a subdivision or country acreage, we can help you with your interim construction needs.

Click here to submit a Loan Inquiry.

Please bring these items to one of our three branches to apply: 
  • Social Security Card
  • Drivers License, US Passport or State ID (Photo ID required)
  • Home address (PO Boxes not accepted)
  • Most recent payroll statement
Loan Officers

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